Why Should You Consult with an Expert When Choosing a Medigap Plan? Insights from a Supplemental Medicare Provider in Munster, Indiana

At Senior Care Insurance Services (SCIS), we understand that Medicare Supplement insurance (also called Medigap) can be confusing. With that said, before you enroll in a specific plan, it’s strongly recommended that you consult with a knowledgeable Supplemental Medicare provider in Munster, Indiana who can assist you in finding the right plan for your needs. We are going to discuss the benefits of using this approach below.

What is Medicare Supplement insurance?

Before we jump into the reasons to work with an expert, it’s important to know what Medicare Supplement insurance is, and why you might want to consider it.

A Medicare Supplement policy is health insurance that is sold by private insurance companies. It helps you pay some of the health care costs that are not covered by Original Medicare, including copayments, deductibles, and emergency medical care when you travel outside the US.

In other words, a Medicare supplement policy is designed to fill the “gaps” in your coverage. With it, you have fewer bills to pay if you need to see a doctor or go to the hospital.

Now, let’s explore some of the key reasons why it’s best to consult with the professionals when searching for the right Medigap plan.

Why should you consult with an expert?

They will help you understand your options:

Are you having a difficult time understanding all the Medigap options that are available to you? If so, you are certainly not alone. Medicare Supplement insurance is often confusing, as there are a lot of unique terms that can be difficult to understand. In addition to that, there are ten types of Medicare supplement plans (named by letters: A-D, F, G, and K-N), and each plan covers different healthcare needs.

An experienced Supplemental Medicare provider in Munster, Indiana will know everything about these plans, and they can help you understand the specifics of each plan. With their knowledge, you will be able to find the coverage you need at the best price.

They will help you pick the right plan:

Picking the right Medicare Supplement plan by yourself can be challenging. You might not know which plan gives you the most bang for your buck based on your healthcare needs. Your Supplemental Medicare provider will help you compare different plans from top-rated insurance companies to help you make an informed decision.

At SCIS, we offer Medicare Supplement plans from Mutual of Omaha, Bankers Fidelity, Elevance Health (formerly Anthem), New Era Life, Humana, AARP (formerly the American Association of Retired Persons), UnitedHealth Group, CVS Health Corporation, and Aetna.

They can help you save money:

Some individuals are under the assumption that working with a Supplemental Medicare provider will cost more — but it’s usually the opposite that’s true. A reputable Supplemental Medicare provider in Munster, Indiana will help you find a plan that offers the most comprehensive coverage at the best price.

They provide ongoing support:

After choosing a Medicare Supplement plan, you might still have questions or need help understanding the claims process and your plan’s coverage and benefits. A good insurance provider will provide ongoing support to address any issues that arise after the fact. This kind of personalized service is something you may not get if you sign up directly through an insurance company.

Looking for a Supplemental Medicare Provider in Munster, Indiana?

Are you ready to schedule an appointment with a Supplemental Medicare provider in Munster, Indiana that can help you choose the right plan? If so, our agents at Senior Care Insurance Services (SCIS) are the people to call. We can help you from start to finish to make sure you fully understand your options before deciding on the right plan. Contact us today to begin the process.