Medicare Advantage plans cannot be combined with Medicare Supplement Plans. Most, though not all, Medicare Advantage plans include Part D coverage for prescription drugs. If yours does not, and you think you want that coverage, you’ll need to buy a separate stand-alone Part D Prescription Drug Plan. Note, however, that all Special Needs Plans must include Part D prescription drug coverage.
Each company sets its own premiums for Medicare Advantage plans, and this premium must be paid to the insurance company in addition to your regular Medicare Part B premium. If you see “zero premium” Medicare Advantage plans, this means you pay no additional premium above your monthly Part B premium.
The Affordable Care Act (ACA) is a comprehensive reform law, enacted in 2010, that increases health insurance coverage for the uninsured and implements reforms to the health insurance market. We work with clients Under 65 to help them find the best health insurance plan for them.