Supplemental Medicare insurance in Highland, Indiana is usually more affordable than your original health plan, and it can help you significantly reduce your medical costs. It cushions your coverage and allows you to meet your out-of-pocket expenses that are not covered by your regular health insurance plan.

Are you looking for some general information about supplemental Medicare insurance? If so, you’ve come to the right place. This supplemental Medicare insurance provider in Highland, Indiana is going to discuss everything you’ll need to know about these types of plans.

What Is Supplemental Insurance?

Supplemental insurance is a policy you purchase in addition to your primary health coverage. It helps you improve your existing coverage but addresses a different set of services such as vision or dental care. Apart from the services, supplemental plans also function differently, such as paying the treatment’s set price versus a percentage of the bill. It can help save you from the financial burdens of catastrophic illnesses. But since there are different types of supplemental plans, you’ll want to make sure you buy the one that best suits your health needs.

Medicare Supplemental Plans

Supplemental Medicare insurance is an individual category of supplement plans offering coverage beyond Original Medicare. Also called Medigap, the plan helps reduce your medical costs and is available to those over the age of 65 enrolled under traditional Medicare Parts A and B. In some states, those under 65 with end-stage renal disease or other disabilities may also qualify. Different plans, labeled A to N, denote the extent and costs of coverage. You must be a resident of the state where the policy is offered to access the available benefits. If you need help determining whether you qualify for one of these plans, do not hesitate to get in touch with your local supplemental Medicare insurance provider in Highland, Indiana.

Costs

Supplemental coverage provides complementary coverage and is not comprehensive, so costs are lower than original health plans. However, the premiums can vary drastically. Some may be as low as $10 per month, while others can be as high as $500 or more per month. Your age, health status, gender, location, etc., determine the actual cost. It might feel like an added expense, but the plan pays for itself if you suffer from a critical illness. If you would like help finding the most affordable plan for your needs, your supplemental Medicare insurance provider in Highland, Indiana will be happy to assist you.

Types of Supplemental Insurance

Popular supplemental plans include long-term care insurance, hospital insurance, Medicare prescription, and critical illness insurance. There are also plans to protect the financial interests of the disabled and provide add-on benefits such as dental insurance and vision insurance.

 Usually, these plans are worth the expense because most health plans do not cover all costs incurred by an illness or preventive care. This leads to a need for supplemental insurance to fill the gaps. If you believe your Original Medicare isn’t sufficient, your supplemental Medicare insurance provider in Highland, Indiana can help you find the right additional plan to protect your physical and financial health.

Looking for a Supplemental Medicare Insurance Provider in Highland, Indiana?

Now that you’re familiar with supplemental Medicare insurance, are you interested in getting coverage? If so, and if you’re looking for the best supplemental Medicare insurance provider in Highland, Indiana, Senior Care Insurance Services is the company to call.

Although supplemental plans have their own limitations, an SCIS expert can help you choose the best plan for your situation. Contact us today at (219) 736-7800 to schedule an appointment with our staff.