If you are approaching your 65th birthday, you are probably starting to think about Medicare. If you haven’t already begun your research, however, you will soon realize that there is a lot to figure out with Original Medicare, the enrollment process, and choosing the right Medicare supplement (or Medigap) plan. With so much information to sort through, things can get overwhelming fast. However, that’s where a good supplemental insurance agency can help you.

Below, this supplemental insurance agency in Chesterton, Indiana is going to review some of the essential services you should expect from an agency to make this process easier and less stressful.

They Should Explain the Basics of Medicare

A good supplemental insurance agency will help you understand Medicare in the easiest way possible. Medicare has many parts and plans that can be confusing, but a good agency will explain it all in a way you can easily understand- including what Original Medicare covers, how you can sign up for it, and what extra coverage you could need with a Medigap plan. In other words, your supplemental insurance agency should make sure you know exactly what you are signing up for and how it could help you.

They Should Offer Different Insurance Options

A good supplemental insurance agency in Chesterton, Indiana will work with many insurance companies, so they are able to offer a wide range of options, as well as help you find the best deals on Medigap plans. You should know that all Medigap plans with the same letter (like Plan G or Plan N) offer the same basic benefits regardless of where you buy them from — with price being the only difference. Your supplemental insurance agency should help you compare these so you can pick the plan that gives you the most coverage for your money.

They Should Keep You Updated on Price Changes

Your Medigap premiums will probably increase as you get older. A good supplemental insurance agency in Chesterton, Indiana will keep an eye on these costs and alert you to any big changes. They will help you compare your current plan’s cost to other plans you can buy and even help you switch to a more affordable plan if necessary.

They Should Keep You Updated on Medicare Changes

Even Medicare itself changes over time as new rules, benefits, and plans keep emerging, and as a Medicare beneficiary, you need to stay up to date. Your supplemental insurance agency should help you stay informed about these changes so you can make the best decisions for your health. Whether it is new enrollment periods or changes in coverage, your agency should be where you get all your Medicare updates from.

They Should Provide Personalized and Ongoing Support

A good supplemental insurance agency in Chesterton, Indiana should provide support even after you have bought a plan. They should answer your questions and help you resolve any issues that come up. One way an agency does this is with annual reviews to make sure your plan still works for you and suggest better options if there are any.

Looking for a Supplemental Insurance Agency in Chesterton, Indiana?

If you want to secure the best possible health coverage for your future, reach out to our team at Senior Care Insurance Services. As the premier supplemental insurance agency in Chesterton, Indiana, we take the time to know your situation before recommending any options. With our excellent customer service and competitive rates, we will help you find the best plan for your needs. Contact us today to discuss your options.